Take control of your retirement destiny. A well structured SMSF can help you accumulate, manage and grow your assets for retirement. Many of our clients enjoy the benefits of a strategic retirement plan strategy, encompassing their SMSF and other entities such as Family Trusts etc.
To help with your SMSF setup we will need to first understand your situation
A Self Managed Super Fund (SMSF) functions like any other superannuation product. It holds your retirement funds and invests on behalf of its members for their retirement. The key, however, is that members act as Trustees and are in total control of the Funds strategy and are responsible to conduct the Self Managed Superannuation Fund correctly and to meet the sole purpose test which is retirement saving.
With greater control over our retirement funds comes the added responsibility with SMSF regulation.
We can guide you through the steps for an SMSF set up to take to make this happen.
Geoff Gartly is a Chartered Accountant SMSF Specialist and can provide you advice about the setup, use and wind-down of an SMSF
We are experienced in SMSF setup help to ensure sure we guide you to meet your obligations as a Trustee.
Once your new SMSF is established, you take control and invest in a range of investment opportunities such as:
Small Businesses can also take advantage of purchasing their Business Real Property within the SMSF, which can be rented from the SMSF to your business. We can advise you to determine if this is the appropriate strategy for your Fund and to ensure any structure and borrowing meets the ATO rules.
At Gartly & Advisory, we can complete all the yearly accounting needs and auditing including the lodgement of your annual Fund Taxation Return for you. This is necessary to comply with superannuation and ATO law. Geoff Gartly Chartered Accountant has extensive SMSF knowledge and can assist you in using your SMSF correctly.
With new laws for SMSF, Trustees face hefty penalties from the ATO if SMSF breaches are made, so getting it right is paramount.
When it comes to retirement, we can also assist you in understanding when to take a lump sum, transition retirement strategy or an aged pension within your Fund. In doing so, we can ensure that your Deed complies with the current pension rules and help with the necessary documentation required to implement the pension.
Geoff Gartly Financial Services Guide Limited Authorised Representative 1248227 of Merit Wealth Pty Ltd
Email: firstname.lastname@example.org Tel: 1300 785 611
This information has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation or needs
Gartly & Advisory Pty Ltd (ASIC No 1248228) ABN 31 124 737 917 is a Corporate Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361
Geoff Gartly (ASIC No. 1248227) is a Limited Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361