Take control of your retirement destiny. A well structured SMSF can help you accumulate, manage and grow your assets for retirement. Many of our clients enjoy the benefits of a strategic retirement plan strategy, encompassing their SMSF and other entities such as Family Trusts etc.

SMSF Melbourne

A Self Managed Super Fund

To help with your SMSF setup  AND  to determine if an SMSF is right for you, we will need first to understand your situation.

A Self Managed Super Fund (SMSF) functions like any other superannuation product. It holds your retirement funds and invests on behalf of its members for their retirement. As Trustees of a Self Managed Superannuation Fund, members hold full authority over the Fund’s strategy. It is their duty to ensure that the Fund operates properly and adheres to the sole purpose test, which is to save for retirement. greater control over our retirement funds comes with the added responsibility of SMSF regulation.

Are you ready to take control of your financial future? Look no further than a self-managed superannuation fund (SMSF). With an SMSF, you have the power to make investment decisions that align with your financial goals. And what’s even better is that you can do it all from the comfort of your own home in Melbourne or anywhere else in the world. That’s right, the wonders of technology allow you to manage your SMSF online, giving you the freedom and flexibility to make the most of your retirement savings. With an SMSF, you are no longer at the mercy of fund managers or financial institutions. You are in charge, and that’s an exciting prospect.

One of the biggest benefits of an SMSF is the ability to tailor your investment strategy to suit your individual needs and risk appetite. Unlike traditional super funds, where your money is pooled with other members’ funds and invested by a fund manager, an SMSF allows you to choose exactly where your money is invested by you. Whether you want to invest in property, shares, or other investments the choice is yours. A

And with the help our professional SMSF Advisors’ team in Melbourne, you can ensure that your SMSF investment strategy is aligned with your financial goals and meets all legal requirements.

Another exciting benefit of an SMSF is the potential for tax advantages. By carefully structuring your investments within your SMSF, you can potentially reduce the amount of tax you pay on your superannuation earnings. For example, if you invest in property through your SMSF, any rental income received will be taxed at a lower rate compared 15% to if it was held outside of super.

Additionally, when you reach retirement age and start drawing a pension from your Self-Managed Superannuation Fund. Any income generated from those investments is tax-free, once pension mode This can result in significant savings over time and help boost your retirement income.

Furthermore, an SMSF gives you greater control over your estate planning. With a traditional super fund, the fund trustee has discretion over how your super is distributed upon your death. However, with an SMSF, you have the power to nominate specific beneficiaries and dictate exactly how your super is distributed. This allows for greater flexibility and ensures that your hard-earned money goes to the people you care about most.

As SMSF Accountants we can help you understand the benefits of a self-managed superannuation fund . These are numerous and exciting. From the ability to tailor your investment strategy to potentially reduce tax and greater control over estate planning, an SMSF provides individuals with the opportunity to take charge of their financial future. So why wait? Embrace the power of an SMSF and start building a brighter retirement today.

Join us for an introductory meeting

Join us for a short introductory meeting, and we can discuss the process of establishing an SMSF with you.

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Is Self Managed Super Right for you UPDATED MARCH 2022 +61 03 9597 9966

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Interested in more information about setting up a SMSF?

Geoff Gartly is a Chartered Accountant Licensed under Merit Wealth Group to advise you on SMSF setup in Melbourne.

Thinking of setting up a SMSF. As SMSF Accountants, we can guide you through the steps for an SMSF setup to make this happen.

Geoff Gartly is a Chartered Accountant SMSF Specialist and can provide you advice about the setup, use and wind-down of an SMSF

We are experienced in SMSF Accountants and help our clients to ensure that we guide you to meet your obligations as a Trustee.

Once your new SMSF is established, you take control and invest in a range of investment opportunities such as:

  • Cash and Bank term deposits
  • Listed shares and equities,
  • Unit trusts/managed funds and Property

Small Businesses can also purchase their Business Real Property within the SMSF, which can be rented from the SMSF to your business. We can advise you to determine if this is the appropriate strategy for your Fund and to ensure any structure and borrowing meets the ATO rules.

Making sure you remain compliant:

At Gartly & Advisory, we can complete all the yearly accounting needs, including auditing outsourcing and the lodgement of your annual Fund’s Taxation Return for you. This is necessary to comply with superannuation ATO law. Geoff Gartly, a Chartered Accountant, has extensive SMSF knowledge and can assist you in using your SMSF correctly.

With new laws for SMSF, Trustees face hefty penalties from the ATO if SMSF breaches are made, so getting it right is paramount.

Your retirement requires strategy and is an exciting milestone in your life. Our team can assist you in understanding when to take a lump sum, transition to a retirement strategy or a pension within your Fund.  In doing so, we can ensure that your Deed complies with the current pension rules and help with the necessary documentation required to implement the pension.

Contact us to help you set up, manage and maintain an SMSF.
Talk to Geoff on 9597 9966.
We are based at 563 North Road, Ormond Vic 3204

Limited Authorised Representative details:

Geoff Gartly Financial Services Guide Limited Authorised Representative 1248227 of Merit Wealth Pty Ltd

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Email:  Tel: 1300 785 611

General Advice Warning.

This information has been prepared without considering your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Gartly & Advisory Pty Ltd (ASIC No 1248228)  ABN 31 124 737 917  is a Corporate Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361

Geoff Gartly (ASIC No. 1248227) is a Limited Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361

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