SMSF SETUP HELP

Starting an SMSF Fund?
We are here to help you.

Are you ready to take control of your financial future? Look no further than a self-managed superannuation fund (SMSF). With an SMSF, you have the power to make investment decisions that align with your financial goals. And what’s even better is that you can do it all from the comfort of your own home in Melbourne or anywhere else in the world. That’s right, the wonders of technology allow you to manage your SMSF online, giving you the freedom and flexibility to make the most of your retirement savings.

As SMSF Accountants we can help you set up and understand the benefits of a self-managed superannuation fund. These are numerous and exciting. From the ability to tailor your investment strategy to potentially reduce tax and greater control over estate planning, an SMSF provides individuals with the opportunity to take charge of their financial future. So why wait? Embrace the power of an SMSF and start building a brighter retirement today.

SMSF Fund Management Melbourne

The Benefits of an SMSF Fund

Tailor your investment strategy to suit your individual needs and risk appetite.

Unlike traditional super funds, where your money is pooled with other members’ funds and invested by a fund manager, an SMSF allows you to choose exactly where your money is invested by you. Whether you want to invest in property, shares, or other investments the choice is yours.

When you reach retirement age you start drawing a pension from your SMSF.

The tax free income from your SMSF can result in significant savings over time and help boost your retirement income.

Potential for tax advantages.

By carefully structuring your investments within your SMSF, you can potentially reduce the amount of tax you pay on your superannuation earnings. For example, if you invest in property through your SMSF, any rental income received will be taxed at a lower rate compared 15% to if it was held outside of super. Any income generated from those investments is tax-free.

Provides greater control over your estate planning.

With a traditional super fund, the fund trustee has discretion over how your super is distributed upon your death. However, with an SMSF, you have the power to nominate specific beneficiaries and dictate exactly how your super is distributed. This allows for greater flexibility and ensures that your hard-earned money goes to the people you care about most.

SMSF licensed advice

Geoff Gartly is Limited Authorised Representative 1248227 of Merit Wealth Pty Ltd, Australian Financial Services Licence 409361, ABN 89 125 557 00 This means Geoff is authorised to provide advice on establishment, setup, ongoing administration, pensions and windup of a Self Managed Superannuation Fund. Not every Accountant can do this! Geoff is registered as an SMSF specialist and understands how an SMSF can help your small business. We look after many clients SMSF and are happy to provide you advice if needed in this area.

Geoff Gartly Accountant Melbourne

Once your new SMSF is established

You take control and invest in a range of investment opportunities such as:

  • Cash and Bank term deposits
  • Listed shares and equities,
  • Unit trusts/managed funds and Property

Small Businesses can also purchase their Business Real Property within the SMSF, which can be rented from the SMSF to your business. We can advise you to determine if this is the appropriate strategy for your Fund and to ensure any structure and borrowing meets the ATO rules.

And with the help of our professional SMSF Advisors’ team in Melbourne, you can ensure that your SMSF investment strategy is aligned with your financial goals and meets all legal requirements.

Making sure you remain compliant:

At Gartly & Advisory, we can complete all the yearly accounting needs, including auditing outsourcing and the lodgement of your annual Fund’s Taxation Return for you. This is necessary to comply with superannuation ATO law. Geoff Gartly, a Chartered Accountant, has extensive SMSF knowledge and can assist you in using your SMSF correctly.

With new laws for SMSF, Trustees face hefty penalties from the ATO if SMSF breaches are made, so getting it right is paramount.

Your retirement requires strategy and is an exciting milestone in your life. Our team can assist you in understanding when to take a lump sum, transition to a retirement strategy or a pension within your Fund. In doing so, we can ensure that your Deed complies with the current pension rules and help with the necessary documentation required to implement the pension.

Join us for an introductory meeting

Limited Authorised Representative details
Geoff Gartly Financial Services Guide Limited Authorised Representative 1248227 of Merit Wealth Pty Ltd
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www.meritweath.com.au | Email: contact@meritwealth.com.au |  Tel: 1300 785 611

General Advice Warning
This information has been prepared without considering your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

This information has been prepared without considering your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

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Gartly & Advisory Pty Ltd (ASIC No 1248228)  ABN 31 124 737 917  is a Corporate Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361

Geoff Gartly (ASIC No. 1248227) is a Limited Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361

Wonderful people who care about their clients.
I can’t recommend Geoff and the team enough.

Nerida Wines

They took my SMSF which had been messy from previous Accountants – cleaned up all issues and communicated well ! thanks Chris and the team at Gartly! Recommended

Timothy Figdor

Geoff Gartly is a pillar of the community. A true supporter of small businesses.
His advice is helpful and he really cares about people and doing the right thing.

David Staughton

I have been a client for over 25 years now and have found Geoff and his team to be of the highest standards and always very helpful. I will as always recommend them to my business associates and friends. Keep up the good work

Michael Joy