Practical accounting, tax and business advisory insights for Melbourne, Sydney and Gold Coast owners – SMSF, BAS, compliance and growth strategies.

Top Tax Planning Tips for Caravan Park Operators in Melbourne: 2026 Edition

By |2026-06-01T09:56:49+10:0001/06/2026|Categories: Accounting & Business Insights|

Discover expert tax planning tips tailored for Melbourne caravan park operators in 2026. Learn how to reduce tax risk, improve cash flow, and ensure compliance with Gartly Advisory's strategic advice.

By |2026-05-31T17:28:15+10:0031/05/2026|Categories: Accounting & Business Insights|Tags: |

Welcome to the first Advisory Report Podcast In this episode of Geoff’s Advisory Podcast, we look at rental properties and the ATO’s “traffic light” approach to tax claims — what’s green, what’s amber, and what is likely to flash red. Rental property tax can look simple, but the ATO is paying close attention to common mistakes: over-claiming interest, claiming private or capital costs as repairs, forgetting to apportion expenses, claiming travel incorrectly, and not keeping proper records. The ATO’s rental property guidance makes it clear that expenses must be connected to earning rental income, and that some claims must be [...] READ MORE

How to Set Up an ATO Payment Plan: A Reassuring Guide for Melbourne and Sydney Business Owners

By |2026-05-28T20:07:16+10:0028/05/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , , |

Last Tuesday, a boutique owner in Sydney sat staring at a $32,000 BAS debt, feeling the heavy weight of potential penalties. It's a common story; the...

Tax Deductions Checklist for Small Business 2026: A Melbourne & Sydney Guide

By |2026-05-26T20:08:38+10:0026/05/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Last July, a retail business owner in Melbourne's South Yarra realised she'd missed over A$4,350 in legitimate claims simply because she wasn't aware...

Strategic Tax Planning for Franchise Owners in Australia: Maximising Profit and Minimising Risk in 2026

By |2026-05-26T09:57:23+10:0026/05/2026|Categories: Accounting & Business Insights|

Discover expert strategies for tax planning tailored to Australian franchise owners in 2026. Learn how to maximise profits, minimise tax risks, and ensure compliance with Gartly Advisory's professional guidance.

How to Prepare Your SMSF for a 2026 ATO Audit: Essential Steps for Trustees

By |2026-05-25T09:56:08+10:0025/05/2026|Categories: Accounting & Business Insights|

Ensure your SMSF is audit-ready in 2026 with our comprehensive guide. Discover essential steps for trustees to comply with ATO requirements, reduce audit risks, and maintain peace of mind.

Small Business Exit Planning in Melbourne: An Anonymised End-to-End Case Study

By |2026-05-22T09:57:13+10:0022/05/2026|Categories: Accounting & Business Insights|

Discover a detailed anonymised case study on small business exit planning in Melbourne, covering restructure, valuation, tax and CGT strategies, timing, and pre-sale preparation to maximise your business sale outcome.

Small Business Accountant Gold Coast: Your Guide to Finding a Trusted Partner in 2026

By |2026-05-21T20:07:22+10:0021/05/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

What if the person managing your books was actually the secret weapon behind your next 15% increase in profit margins? According to 2024 industry...

Division 293 Tax Explained Simply: A 2026 Guide for High Income Earners

By |2026-05-15T14:08:22+10:0005/05/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

Last October, a client we'll call David opened his mail to find an unexpected A$4,850 tax bill from the ATO, nearly four months after he thought his...

Downsizer Contribution Rules 2026: A Plain-English Guide for Australians

By |2026-05-15T14:08:21+10:0030/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

What if the family home you’ve lived in for a decade wasn't just a place of memories, but a tax-effective A$300,000 boost to your retirement...

Late Tax Return Help for Business: A Step-by-Step Guide to Getting Back on Track

By |2026-05-15T14:08:19+10:0028/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Last Tuesday morning, a Melbourne business owner sat at his kitchen table staring at a three year backlog of BAS statements while his phone buzzed...

What Happens in an ATO Tax Audit? A Guide for Melbourne Business Owners

By |2026-05-15T14:08:18+10:0023/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Last Tuesday morning, a business owner in South Yarra opened their email to find a formal notification from the Australian Taxation Office that...

SMSF Compliance Checklist 2026: A Practical Guide for Australian Trustees

By |2026-05-15T14:08:16+10:0021/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Did you know that a single administrative oversight in your self-managed super fund could trigger a tax penalty as high as 47%? For many Australian...

Managing Business Debt Advice: A Strategic Guide for Melbourne SMEs

By |2026-05-15T14:08:13+10:0014/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , , |

Last Tuesday, a local Melbourne wholesaler sat in our office after spending three nights staring at an ATO portal showing A$85,400 in overdue tax....

How to Value a Small Business for Sale: The 2026 Melbourne Owner’s Guide

By |2026-05-15T14:08:11+10:0009/04/2026|Categories: Accounting & Business Insights, Capital Gains Tax (CGT), Exit Planning|Tags: , , , , , , , , |

A 2024 industry report suggests that 34% of Australian business owners undervalue their company by as much as 25% simply because they don't know how...

Quarterly Business Performance Review: A Strategic Guide for Melbourne & Sydney Owners

By |2026-05-15T13:38:19+10:0006/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

What if the most valuable hours you spend this year aren't dedicated to chasing new leads, but to pausing and looking at your own data? Many...

Understanding Profit and Loss Statements: A Guide for Melbourne and Sydney Business Owners

By |2026-05-15T13:38:14+10:0003/04/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Why does your business bank account show a healthy balance when your tax return suggests you're barely breaking even? If you've ever felt blind to...

April 2026 Newsletter

By |2026-03-31T20:14:18+11:0031/03/2026|Categories: Accounting & Business Insights, Capital Gains Tax (CGT)|Tags: , , , , |

Welcome to our April update, where we share key insights to help you stay informed and in control of your financial decisions. This month’s highlights cover important developments across tax, superannuation and financial planning. We explore the introduction of Division 296 tax and what it means for high super balances, potential CGT implications of granny flat arrangements, and the upcoming increase to super contribution caps from July 2026. We also clarify how CGT can still apply in forced asset sales, and revisit car logbook requirements following recent compliance cases. Click here to download our April Newsletter Contact us on [...] READ MORE

Is Your Business Running You? A Story About Gaz and his business

By |2026-03-31T19:59:13+11:0030/03/2026|Categories: Accounting & Business Insights, Exit Planning|

It’s a beautiful, sunny weekend on the Gold Coast. The kind of day that begs you to down tools, grab a board, and head for the surf. But Gaz is in his factory, as always. Alone. The roller door is half up, the machines are humming, and orders are being pumped out one after another. On paper, Gaz is a success story. You may remember, Gaz, we sent a video a week ago Gaz's mate wanting to play golf with him. Gaz runs a good business, so he thinks, but look a little closer at his business operations. Everything revolves [...] READ MORE

Financial Forecasting for Startups in Melbourne: Your 2026 Guide to Growth and Runway

By |2026-05-15T14:08:03+10:0026/03/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

According to data from the Australian Bureau of Statistics, 60% of small businesses fail within their first three years, and for Melbourne startups,...

Growing a Small Manufacturing Firm in Australia: The 2026 Strategic Guide

By |2026-05-15T14:08:08+10:0024/03/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Your deep expertise on the workshop floor, the very skill that launched your business, might now be the biggest obstacle to its growth. It’s a...

Payroll Tax Help Victoria: A Strategic Guide for Growing Businesses in 2026

By |2026-05-15T14:07:52+10:0019/03/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Last quarter, a thriving Melbourne marketing agency celebrated hitting A$1.2 million in annual wages, a huge milestone for their growing team. Their...

How to Minimise Capital Gains Tax on Business Sale: A 2026 Guide for Australian Owners

By |2026-05-15T14:07:41+10:0017/03/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

After decades of pouring your heart, soul, and savings into your business, the idea of handing up to 47% of its final sale price to the Australian...

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