About Geoff Gartly

Geoff Gartly CA is an experienced Australian chartered accountant and business adviser who works with small business owners, families and individuals on practical tax, accounting, structuring and advisory issues. Through Gartly Advisory, he focuses on helping clients understand their numbers, make better business decisions, manage compliance obligations, and plan ahead with confidence. His work often sits at the intersection of tax, business improvement, succession, SMSFs, estate planning and asset protection. Geoff’s style is practical and plain-English: he aims to turn complex financial and tax matters into clear options, so clients can make informed decisions about their business, wealth and future.

GST Registration Guide: Who Needs to Register and How?

By |2026-05-15T15:08:22+10:0024/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

For many Australian small business owners, the excitement of a new venture is quickly met with a wave of questions about tax obligations. Terms like...

Exit planning for manufacturing businesses

By |2026-01-23T18:46:48+11:0023/01/2026|Categories: Accounting & Business Insights, Business Growth & Scaling, Exit Planning, Manufacturing business advice|Tags: , , |

Are you a manufacturing business owner . Where are you taking your business in 2026? Here is Geoff's latest webinar that explores your exit planning strategy. If you're a business owner in your aged mid 40's up this webinar you will find very informative. Make 2026 your year to plan , add value or start your exit journey

Understanding and Improving Your Growth Profit Margin

By |2026-05-15T14:08:58+10:0023/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

For many ambitious Australian business owners, a rising revenue figure is a sign of success. But what happens when that growth doesn't translate to a...

What is an IAS (Instalment Activity Statement)? An ATO Guide for Businesses

By |2026-05-15T15:08:12+10:0023/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Navigating the world of business tax can feel like learning a new language, with a whole alphabet of acronyms from the Australian Taxation Office...

What is the Downsizer Contribution? A Simple Guide for Australians

By |2026-05-15T15:08:17+10:0022/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

Selling your family home is a significant financial milestone, but navigating what to do with the proceeds can feel complex and overwhelming. You may...

Foreign Resident Capital Gains Withholding: A Complete Guide for 2026

By |2026-05-15T15:07:48+10:0021/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Selling or purchasing Australian property should be an exciting milestone, not a source of stress and confusion. Yet, navigating the Australian...

Xero Accounting: A Small Business Guide to Streamlining Your Finances

By |2026-05-15T15:08:07+10:0020/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

For many Australian small business owners, the dream of entrepreneurship is often overshadowed by the reality of financial admin. If you're tired of...

Business Tax Return Melbourne: A Guide for Local SMEs

By |2026-05-15T16:08:20+10:0018/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

For many Melbourne SME owners, the end of the financial year brings a familiar wave of stress. The complexity of lodging a business tax return,...

How to Grow Your Small Business in Australia: A Strategic Guide

By |2026-05-15T16:08:24+10:0018/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

Has your business reached a plateau? It's a common challenge for dedicated owners: you've built something strong, but now you're feeling stuck,...

A Guide to Setting Up an ATO Payment Plan for Your Business

By |2026-05-15T15:07:52+10:0017/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Navigating your business's financial obligations can be complex, and facing a significant tax debt is a challenge no owner wants to tackle alone. The...

Small Business CGT Concessions: A Clear Guide to Maximising Your Return

By |2026-05-15T15:07:43+10:0015/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

The decision to sell a significant asset, such as your business, is a major milestone, but it often comes with a daunting question: how much of your...

Div 293 Tax Explained: A Clear Guide for High-Income Earners

By |2026-05-15T15:07:38+10:0014/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

Receiving an unexpected notice from the Australian Taxation Office (ATO) can be unsettling, especially when it concerns your superannuation. If...

Business Advisory Services Melbourne: Your Partner for Sustainable Growth

By |2026-05-15T16:07:46+10:0014/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Your business has hit a plateau. Growth has stalled, cash flow is a constant source of stress, and every major decision feels like a gamble. If your...

How Does Exit Planning Work for Small Business Owners?

By |2026-01-14T09:40:58+11:0014/01/2026|Categories: Accounting & Business Insights, Exit plan, Exit Planning, Growth Tools for Small Business|Tags: , , , , , , |

Most small business owners don’t sit down one day and formally decide to start exit planning. It usually starts with a passing thought — maybe you’re feeling tired, maybe someone asks what the business is worth, or maybe you realise you don’t want to be doing this forever.If you run a small business, particularly in manufacturing or another hands-on industry, exit planning often feels like something for “later”. The problem is that it arrives later than expected. Unfortunately, poor health can deal a cruel blow to business aspirations. Before you know it, you want or need to retire, but it's [...] READ MORE

How to Choose the Best Small Business Accountant in Melbourne

By |2026-05-15T15:07:34+10:0013/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

As a Melbourne small business owner, searching for the right financial guidance can feel like a daunting task. You're faced with a sea of options,...

Divorce a new year a new direction

By |2026-01-13T11:38:28+11:0013/01/2026|Categories: Accounting & Business Insights, Business & Family Dispute Management, Estate Planning, Exit Planning|Tags: , , , , |

Divorce, Small Business Pressure, and Why January Pushes Relationships Off the Rails Early January is widely known as Divorce Day, the time of year when enquiries about separation and divorce surge. After the intensity of Christmas and New Year, many couples—particularly those running small businesses—find that the cracks in their relationship become impossible to ignore. For some, this is the moment where divorce becomes a serious consideration, not because the holidays caused the problems, but because they exposed them. Divorce Day and the January Breaking Point The festive season brings financial strain, long periods of time together, and heightened [...] READ MORE

What Is a Family Trust in Australia? A Plain English Guide

By |2026-05-15T15:07:57+10:0011/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

As your business thrives and your assets grow, you might find yourself facing a new set of challenges: how to protect your personal assets from...

What Can You Claim on Tax? A Comprehensive Australian Guide

By |2026-05-15T15:07:24+10:0011/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

The fear of missing out on a legitimate deduction is real, as is the risk of making a mistake that could attract unwanted ATO attention. Navigating...

Business Advisory Melbourne: A Strategic Guide for SME Growth

By |2026-05-15T15:07:29+10:0009/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

As a dedicated SME owner, does this sound familiar? Your initial growth has slowed, cash flow feels like a constant puzzle, and the weight of every...

Tax Return Deadline with a Tax Agent: Your 2026-26 Guide

By |2026-05-15T15:07:19+10:0008/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , |

Using a tax agent is the key to gaining valuable extra time, and complete peace of mind lies in understanding the special tax return deadline tax...

ATO Tax Return Audit Red Flags: A Small Business Guide to Staying Compliant

By |2026-05-15T14:09:03+10:0007/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

For many small business owners, the thought of a letter from the Australian Taxation Office can cause instant anxiety. You work hard to do the right...

Chartered Accountant vs. Accountant: What’s the Real Difference for Your Business?

By |2026-05-15T14:08:48+10:0006/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

As your business grows, so does the complexity of your financial world. It’s a common concern for ambitious owners: is my current advisor equipped to...

Keeping a Compliant ATO Logbook: Your Ultimate Guide for the 2025 year

By |2026-01-06T23:08:00+11:0006/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

Are you confident you're claiming every possible dollar for your work-related car use, or does the fear of a complicated ATO logbook and a potential...

Small Business Accounting: A Complete Guide for Australian Owners

By |2026-05-15T14:08:42+10:0005/01/2026|Categories: Accounting & Business Insights|Tags: , , , , , , , |

As a Melbourne business owner, you launched your venture to bring a vision to life-not to spend late nights deciphering financial jargon and...

Franchises for Sale on Seekbusiness.com.au in Melbourne – What’s on Offer December 2025

By |2025-12-27T19:41:42+11:0027/12/2025|Categories: Accounting & Business Insights, Franchise Advice, Growth Tools for Small Business, News & Updates, small business|Tags: , |

If you’re searching franchises for sale on www.seekbusiness.com.au ​​​​​​ in Melbourne, you’ll quickly discover there is a huge range of opportunities — from food and cafes to fitness and service-based franchises. But not all franchises are created equal, and the headline asking price rarely tells the full story. In our Blog - franchise news we focus on one of the most active and realistic buyer brackets in the Melbourne market: $400,000 to $750,000. This price range captures established, revenue-producing franchises — not start-ups — and is where many owner-operators and investors find the best balance of risk, return, and lifestyle. [...] READ MORE

Go to Top